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    Whether you just closed a huge new account or if you are moving into that sweet new office; chances are you need proof of insurance - and you need it fast!

    Here @ Insurance4Technology, we utilize the best insurance tech available to turn around customized quotes catered to your exact needs in hours, not days.


    Business Property Insurance

    What is Business Property Insurance?

    Business Property Insurance

    Below are just a few of the important ways business property coverage can help you in the event of a loss. (Some coverages may not be available on all policies or in all states)

    • Business Personal Property Insurance (Contents) provides coverage for furniture, fixtures, merchandise, materials and all other personal property owned by you and used in your business. Coverage is at replacement cost.
    • Business Income. Reimburses you for your loss of business income due to a covered loss to your property or location. Also covers additional expenses you incur in order to continue operations after a covered claim. More about business interruption coverage here.
    • Computers & Media. Provides coverage for your computers, peripheral devices and media. 
    • Property Off Premises. Protects you against loss of business owned property while away from your location. This coverage can be essential for consultants or any IT service provided that is routinely traveling on business and servicing customer sites.
    • Equipment Breakdown. Covers the cost to repair or replace equipment, such as computers, HVAC systems, phone systems and steam boilers, following a loss or damage caused by mechanical breakdown or artificially generated electrical current.
    • Money and Securities. Protects money and securities used in your business if they are stolen, destroyed or lost.

    Note: The coverage above describes some property options available by standard carriers. This is not a full list of coverages included or available. Please refer to your proposals and/or policies for specific property coverage. 

    Why do I need Business Property Insurance?
    Even if you operate from a home office and have homeowners insurance, that policy probably will not cover business equipment or it will be very limited. Business Property coverage is essential to properly protect your valuable business assets. 


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